Our High Value Home Insurance Product
From construction to habitation, our VIP product line provides competitively priced packages with exceptional wordings for high quality homes valued at $1,000,000 and higher. This even includes high value homes in unprotected areas. We also have stand alone options available for high value Course of Construction homes, as well as Vacant Dwellings.
Personal Umbrella Policies are also available to cover all your client’s liability needs including properties, automobile, excess underinsured motorist protection (UMP), watercraft, and toys.
Highlights of our High Value Home Insurance product include:
Guaranteed Replacement Cost, or Replacement Cost if the option to rebuild is declined
Replacement Cost on Personal Property with no obligation to replace
- Full Bylaw Coverage, over and above the Building limit
Unlimited Bicycles and Student Personal Property
Identity Theft Coverage
Personal Liability limit of $2,000,000 with option to increase