Leading MGA Insurance provider of Commercial Lines and Niche Personal Lines products.

Guardian Risk Managers is a leading MGA insurance provider of standard and non standard Commercial Lines and Niche Personal Lines products, including specialty and high value habitational risks, in addition to manufactured home, recreational vehicle and motorcycle insurance products. Guardian Risk Managers currently provides these products to over 500 brokerages across Canada.

Our product offerings include:

Commercial Lines Personal Lines
Professional Liability Manufactured Homes
Directors and Officers Liability (Non-Profit & Corporate) Recreational Vehicles
Mono Line Property or Liability Motorcycles
Commercial Property and Liability Risks, including:

  • Standard Commercial Business
  • Hard to Place Commercial such as:
    • Poor Claims History
    • Lack of Updating
    • Vacant Buildings
    • Seasonal Operations
Personal Property Risks, including:

  • Hard to Place Personal Lines
  • High Value Homes
  • Vacant Dwellings
  • Short Term Rentals
  • Earthquake Deductible Buy Down
  • Strata Corporation Earthquake Deductible Assessment
Earthquake Deductible Buy Down
Environmental Impairment Liability

If you would like to submit an application for one of these product lines, access our application forms.

Access Application Forms

Our Insurance Coverages


From standard to high value, and even hard to place, we have creative solutions for all your personal lines accounts.

High Value Homes
Standard and Non Standard Residential
Manufactured Homes – BC & Alberta
Tiny Home Insurance


We offer a variety of standard and non standard Commercial Property and Liability products to fit your client’s unique needs.

Commercial Property and Liability
Directors & Officers Insurance
Errors & Omissions Insurance


Guardian Risk Managers has products tailored to fit all your Recreational Vehicle and Motorcycle needs, providing peace of mind so your clients can enjoy the ride.

Recreational Vehicles – BC & Alberta
Motorcycles – BC