We know a lot can happen in life and the saying that “change is the one constant” holds true. When changes occur in your client’s lives and they have a vacant building to insure, we can help. At Guardian Risk Managers we have created a variety of vacant building products to help your clients. Our products provide both long and short-term solutions, along with many options to increase coverage on the policy. Below is a review of the available options for our vacant building products.
Product offerings include:
Customized settlement options: Replacement Cost (on eligible risks), Actual Cash Value, Wreckage Value
Detached Structures and Content coverage
Earthquake and Sewer Backup options for eligible risks
Vandalism, Malicious Acts, Break and Enter options for eligible risks
Vacant Condo product available (includes Earthquake and option to increase Improvements and Betterments limit)
Vacant High Value Home product is also available